Help

Security / Fraud Protection FAQs

• How secure are PPI payment products and payment gateway?
• Am I liable for fraudulent card use or chargebacks?
• How can I remove the risk of fraudulent credit card use its resulting costs to me or my customers?
• What fraud screening does PPI offer?
• What is CW?
• What is CVV?
• What is AVS?

How secure are PPI payment products and payment gateway?

In order to safeguard cardholder data, Visa and MasterCard have established a common industry security requirement, the Payment Card Industry Data Security Standard. Payment Processing, Inc is a PCI compliant service provider.

In addition to PCI compliance, Payment Processing, Inc provides the best available security technology with 128-bit SSL (Secure Socket Layer) encryption.

Read more about PPI security.

^ top

Am I liable for fraudulent card use or chargebacks?

Unlike bricks-and-mortar merchants, Internet merchants are liable for all fraudulent credit card use occurring through their e-commerce application. Internet merchant's are liable for chargebacks resulting from fraudulent credit card use. See How can I remove the risk...

^ top

How can I remove the risk of fraudulent credit card use and resulting costs to me or my customers?

Payment Processing, Inc provides PPI BuyerAuth, a product which supports the credit card industry buyer authentication initiative encompassing MasterCard SecureCode, Verified by Visa, and JCB J/Secure. A merchant who uses BuyerAuth significantly reduces credit card fraud risk and merchant liability.

^ top

What fraud screening does PPI offer.

Payment Processing, Inc uses AVS, CID and CVV verification services. Read more about PPI security.

Read about AVS, CVV, and CID in our glossary of terms.

^ top

What is CW?

Merchants sometimes mistake the two Vs in CVV (Credit Card Verification Value) as a W. CW is actually CVV.

Read more about CVV in our glossary of terms.

^ top

What is CVV?

CVV stands for Credit Card Verification Value. CVV refers to the credit card verification numbers embossed or imprinted on credit cards to reduce fraud risk in card-not-present transactions.

Read more about CVV in our glossary of terms.

^ top

What is AVS?

AVS stands for Address Verification System . AVS verifies the cardholder's billing address against the one on file with the issuer.

Read more about AVS in our glossary of terms.

^ top

Home | Products & Services | Resellers | Developers | Company

Contact | Help | Terms of Use | Privacy

Accept credit cards online with Payment Processing, Inc.